APPLY ONLINE TODAY FOR YOUR CHOICE OF CREDIT CARDS EVEN WITH BAD OR NO CREDIT

There is good news if you are suffering from problem credit! There are major credit cards for bad credit that are available to you now. Our selection of credit card offers provide you with the top picks and the best chances to be approved when you complete that online application. In addition to quick approval, many of these cards report monthly to the major credit bureaus – that can assist cardholders in restoring a positive credit score over time.

If you have a negative credit score, limited or no history and you are just looking to get your finances back on track, check out our BAD CREDIT CREDIT CARDS below selected especially for consumers needing help when they have poor or problem credit now.

CREDIT CARDS FOR BAD CREDIT - FEATURED OFFER

Continental Finance MasterCard^®

Get a second chance if you have less than perfect credit. If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you have been waiting for. Apply today!

Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
No Minimum Monthly Income Requirements
Unsecured MasterCard Accepted at Millions of Locations Worldwide

*See website for other fees, rates, and terms and conditions

OTHER OFFERS - POOR CREDIT

Centennial^® Gold MasterCard^® Card

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.

Over 3 million credit cardholders
LOW APR on purchases
Apply today for a MasterCard^® card
Monthly reporting to 4 major credit bureaus
Enjoy the benefit of 24 hour account access by phone
A Credit Card for Those with Less than Perfect Credit!
Use wherever MasterCard is accepted

First PREMIER^® Bank Gold MasterCard^® Card

Our GOAL is SIMPLE; to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER^® Bank credit card! Apply now – it’s quick and easy!

Over 3 million credit cardholders
LOW APR on purchases
Apply today for a MasterCard^® card
Monthly reporting to 4 major credit bureaus
Enjoy the benefit of 24 hour account access by phone
A Credit Card for Those with Less than Perfect Credit!
Use wherever MasterCard is accepted

Capital One^® No Hassle Cash^SM Rewards – Average History

Apply today for the Capital One® No Hassle CashSM Rewards - Average History card.

Get a 25% annual bonus on the cash you earn during the year
1% cash back on every purchase
Buy what you've been dreaming of and pay no interest until June 2009
There's no limit to the cash back you can earn, and your cash rewards won't expire
Redeem cash whenever you want

*See website for complete terms and conditions of card usage and application disclosure.

Continental Finance Gold MasterCard^®

Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you have been waiting for. Apply today!

Rates As low as 9.75% APR*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
Prestige of carrying a Gold card

*See website for other fees, rates, and terms and conditions

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card Elite Rewards® World MasterCard® Major League Baseball® Extra BasesTM Credit Card The Home AdvantageTM World MasterCard® Wyndham Rewards MastercardSM Bank of America® WorldPoints® Platinum Plus® MasterCard® Amtrak Guest Rewards® World MasterCard®	Anne Geddes Platinum Visa® Asiana Visa® Platinum Plus® Bass Pro Shops® Outdoor Rewards Platinum Plus Visa® BoatU.S. WorldPoints® Platinum Plus® Visa® Choice Privileges® Visa® Platinum Card EfectivaTM Platinum Plus® Visa® Financial Rewards® Visa® Platinum Plus®
SimplyCash® Business Card Starwood Preferred Guest® Business Credit Card The Knot Credit Card The Nest Credit Card AMEX – Blue Cash® for Business AMEX – BLUE CASH® from American Express AMEX – The Gold Card from American Express OPENSM	Discover® Business Card Discover® Business Miles Card Discover® More® Card Discover® More® Card – American Flag Discover® More® Card – Clear Discover® More® Card – Monogram Discover® More® Card – Wildlife Collection

TOP PICKS

Capital One® Standard Platinum
Bad/Fair Credit

Horizon Gold Card
Bad Credit

New Millennium Bank Secured Platinum Visa® or Mastercard®
Bad Credit

AccountNow® Prepaid MasterCard® Card
Bad Credit

New Millennium Bank Secured Gold Visa® or Mastercard®
Bad Credit

Access Visa®
Bad Credit

Eufora Elite Credit Builder Prepaid MasterCard®
Bad Credit

New Millennium Bank Secured Black Diamond Visa® or Mastercard®
Bad Credit

Whether you are just starting out and have never had a credit card before, of if you are in the situation of needing to rebuild a good credit profile, the following tips emphasizing responsible credit card use may be helpful to you:

Don`t give out your card number and expiration date over the telephone to anyone unless you have initiated the contact and you know you`re dealing with a reputable and legitimate company or business;
You can save hundreds of dollars each year in lower interest charges by paying off your entire bill each month;
Always pay on time and avoid those late payment fees and over-the-limit fees;
Mail you payment at least 8 days before it is due, or call in your payment if that option is available to you - better yet, set up automatic payments online if possible
When going out to your local shopping mall, only carry with you the plastic you anticipate you will need;
Avoid making impulse purchases;
Don`t be a victim of fraud - save your receipts and compare your monthly statement against those receipts - better yet, set up email alerts to let you know usage and your daily balance.

Remember that there is more to finding the best financial tool than just looking at the lowest interest rates. You will need to define your particular spending style to know which of our picks may best suit your individual needs. Although you may be limited somewhat if you have a poor or problem financial history, you should still keep in mind what your eventual goals are once you have improved your situation. Do you usually pay off your balance every month? If so, then you may not be as concerned with the percentage rate as you might be otherwise. Do you usually carry a balance from month to month? Then, of course, looking closely at the best possible interest rate is important. Consider annual fees, if any, and associated fees that you may encounter. Answers to these questions will help you determine what card is best. Make your selection carefully and be sure to make timely payments to assure a good financial future.

Thank you again!